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Can I get an extension on my payment?

Need more time to pay? This guide covers everything from short extensions to full hardship support. Whether you're waiting for payday or dealing with something bigger, we are here to offer solutions.

Updated over 3 weeks ago

Requesting more time

How to ask for a payment extension

If your bill is due and you need a bit more time, we’re here to help. In many cases, we can offer a short extension or work with you to find another solution.

To request more time:

  • Call 1800 SPLICE (1800 775 423)
    Monday to Friday, 9:30am–12pm and 1pm–5pm (Melbourne time)

Please contact us before your bill is due. The sooner you reach out, the more options we can offer.

What happens if I miss a payment

Grace periods, disconnection risk, and account holds

If a payment fails, we’ll try again up to three times. If it still doesn’t go through, your account may become overdue.

We allow a 10-business-day grace period from the original due date to sort it out. If it’s still unpaid after that, your service may be restricted or disconnected — but only as a last resort.

If you’re actively working with us on a solution, we may be able to place your account on hold to avoid service disruption.

Support if money is tight

How we can help if you're under financial stress or facing tough circumstances

If you're going through a difficult time, we offer payment support that’s flexible, confidential, and free to access.

You may be eligible if you're finding it hard to pay due to:

  • Job loss or reduced income

  • Illness, injury or caring responsibilities

  • Family or domestic violence

  • Natural disaster or emergency

  • A death in the family

  • Changes in personal or family circumstances

  • Any other situation affecting your ability to pay

If you're eligible, we may be able to offer:

  • Payment plans that suit your budget

  • Temporary account holds

  • Bill extensions or payment deferrals

  • Discounts, credits, or waiving part of your bill

  • Help switching to a more affordable plan

  • Free payment methods and controls to help manage future bills

These options are tailored to your circumstances and assessed with care by our credit team. You may be asked for more information if you’re a new customer, have a large balance, or need long-term support.

Keeping things confidential

Any support conversation is handled discreetly. Your information is protected under the Privacy Act and the Telecommunications (Financial Hardship) Industry Standard.

If you're not happy with a decision, you can:

  • Ask us to review it

  • Lodge a complaint at [email protected]

  • Or contact the Telecommunications Industry Ombudsman on 1800 062 058

Free financial counselling

If you’d like independent advice, free financial counselling is available through ndh.org.au

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